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Fintech CEO & digital banking expert

David Brear

Transform digital banking strategies with David Brear, speaker, fintech innovation expert. David works with financial institutions to drive digital transformation and develop challenger banking solutions, delivering industry-leading insights as CEO of 11:FS and host of top fintech podcasts.

Trusted by 11:FS

David Brear

Speaker Biography

Key topics about

  • CEO and Co-Founder of 11:FS and CEO of 11:FS Holdings
  • Former Head of Global Digital Banking at Gartner
  • Host of FinTech Insider podcast
David Brear is the CEO and co-founder, alongside Jason Bates, of 11:FS, a fintech consultancy reshaping the financial services landscape. He also serves as the Group CEO of 11:FS Holdings. With a career spanning major financial institutions and digital banking innovation, he has been at the forefront of industry transformation. His experience leading large-scale digital initiatives at Lloyds Banking Group and Aviva, followed by his role heading Gartner’s Global Digital Banking practice, has given him a deep understanding of the evolving financial ecosystem. At 11:FS, he has spearheaded the development of innovative banking solutions, including Mettle, a challenger business bank for NatWest, proving that established banks can adapt and compete in the fintech era. He also leads the creation of in-house products such as 11:FS Pulse and 11:FS Foundry, designed to help financial institutions modernise their operations. A recognised figure in fintech, David regularly ranks among the most influential voices in the industry. He is also the host of FinTech Insider and InsurTech Insider, two of the most widely followed podcasts in the sector. His perspective on financial services is built on the belief that digital banking is still in its infancy, and his work focuses on driving meaningful change in the industry.

David's Showreel and Videos

Topics, Sessions and Talks

Digital Banking is Only 1% Finished
Building Digital Banks from Scratch
Creating a successful digital bank requires more than just new technology. David Brear breaks down what it takes to build a challenger bank from the ground up, from strategy and culture to technology and customer experience. Sharing lessons from his role in launching Mettle for NatWest, he examines what sets the most successful fintech ventures apart and how traditional banks can adapt. Attendees walk away with a clear roadmap for developing and scaling a digital bank.
Transforming Financial Services for the Better
The financial services industry is under constant pressure to innovate, but transformation is more than just adopting new technology. David Brear discusses how organisations can drive meaningful change by rethinking business models, improving customer experiences, and embedding digital-first thinking into their operations. He shares practical examples from his work with global financial institutions, offering a clear vision of how financial services can evolve to meet modern demands.
11:FS and the Banking Battlefield
Competition in financial services has never been fiercer, with fintech challengers disrupting traditional institutions and reshaping customer expectations. David Brear examines the forces driving this change and how banks can navigate the new landscape. Drawing on his work at 11:FS, he discusses the key battles being fought in banking, the role of technology, and what the winners are doing differently. Attendees gain an inside look at the strategies shaping the future of finance.

Why We Recommend Booking David

Unlock your business's potential with David Brear, CEO of 11:FS and a leading voice in fintech. His expertise in digital banking and transformation can help you navigate current challenges. Book now to gain actionable insights that drive success.

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frequently asked questions

Got Questions About Booking a Speaker?

What topics does David Brear specialise in?
David Brear specialises in discussing fintech innovation, digital banking transformation, podcasting and more.
What is David Brear's speaking style like?
David delivers insightful and transformative presentations, drawing on extensive fintech expertise. His engaging style and deep industry knowledge inspire audiences to embrace innovation and drive meaningful change in financial services.
Does David Brear offer virtual speaking engagements?
Yes, David Brear offers virtual speaker bookings for webinars, online conferences, and remote or distributed team engagements.
Have all the speakers on the website previously worked with PepTalk?

Not necessarily. While the speakers listed on our website may not have worked with PepTalk in the past, they are recognized professionals in the industry and known to engage in similar events and engagements. We work with a wide variety of speaker agents and talent agencies to ensure we have the best selection of speakers, hosts, comedians and entertainers available.

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